Based on your credit score and frequency of transactions, Eyowo allows you to spend and make payments even when you have a zero account balance.

If you meet the requirements, Eyowo will allow you to borrow money at 0% interest rate (You will only be charged a token daily if you don’t pay back after 25 days). 

To find out if you are eligible for an overdraft,

  1. Go to your home screen.

  2. Tap on More.

  3. Tap on Borrow Money (zero interest).

If you are eligible, you will see your overdraft limit clearly stated. If you wish to go on and accept the overdraft, just follow the next set of instructions.

  1. Enter the amount you want (amount must be less than or equal to the offered limit).

  2. Tap on Next.

  3. Enter your password to confirm the transaction.

Now, your overdraft has been applied successfully. Keep spending and making payments 💸.

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